I'm an attorney Amber Jade F. Johnson, and you need to know about how to name a special needs person as beneficiary of anything, whether it's your will, or your life insurance policy, or your IRA. Number one, you do not want to name them individually. You want to instead make sure that you have set up a special needs trust underneath your last will and testament. And you name the trust as the beneficiary. The assets that you leave to the special needs trust for the benefit of that special needs person will not be counted against them when they have to qualify for Medicaid, or any other type of government benefit they may need.